Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
---|---|---|---|---|---|---|---|
|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,600 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.151% APR | 6.000% Rate 15 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.606 Points$1,939 Points Fee
|
$1,939 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.711 Points$2,275 Points Fee
|
$2,975 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.529% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.581% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.949 Points$3,037 Points Fee
|
$3,037 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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In New Jersey, home mortgage loan rates fluctuate based on market conditions, borrower creditworthiness, and loan type. Currently, rates may vary for fixed-rate mortgages, adjustable-rate mortgages (ARMs), and refinancing options, reflecting national economic trends and local housing market dynamics. Prospective homebuyers and those looking to refinance in New Jersey should compare rates from multiple lenders to find the best fit for their financial situation and housing needs.
Choose your city below to view local mortgage lenders in your area: