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Home Mortgage Loan Ratesin Montana
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.124% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,250 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.156% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.208% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.508 Points$1,626 Points Fee
|
$2,821 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.618 Points$1,978 Points Fee
|
$3,978 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.125% Rate 35 day rate lock | $1,945 Payment per month |
0.866 Points$2,771 Points Fee
|
$4,166 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.253% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.786 Points$2,515 Points Fee
|
$8,715 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.260% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.725 Points$2,320 Points Fee
|
$4,615 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.328% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,650 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.387% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.983 Points$3,146 Points Fee
|
$4,640 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.886 Points$2,835 Points Fee
|
$4,163 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
PENNYMAC |
6.284% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.354 Points$1,133 Points Fee
|
$1,133 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
