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Home Mortgage Loan Ratesin Montana
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/31/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.030% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.071% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.621 Points$1,987 Points Fee
|
$2,782 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.086% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.660 Points$2,112 Points Fee
|
$3,307 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.119% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.718 Points$2,298 Points Fee
|
$8,498 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.158% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.207% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.872 Points$2,790 Points Fee
|
$2,790 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.897 Points$2,870 Points Fee
|
$3,865 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.832 Points$2,662 Points Fee
|
$3,990 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.194% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.741 Points$2,371 Points Fee
|
$2,371 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
