Sort By:
Home Mortgage Loan Ratesin Minnesota
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/04/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.180% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,195 Total Fees$4,195 Lender Fees
|
30 Years Fixed | |
|
6.458% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.871 Points$2,787 Points Fee
|
$2,787 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.465% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.943 Points$3,018 Points Fee
|
$3,018 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.569% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.604 Points$1,933 Points Fee
|
$2,633 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.599% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.666 Points$2,131 Points Fee
|
$3,459 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.632% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.714% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.889 Points$2,845 Points Fee
|
$7,145 Total Fees$4,300 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| 0% down payment USDA Loan options | ||||||
ADVERTISEMENT
| PenFed membership is open to everyone, including you. | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Minnesota Cities Resource
Choose your city below to view local mortgage lenders in your area: