Home Mortgage Loan Ratesin Michigan

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.452% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$6,841 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.491% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.592 Points$1,894 Points Fee
$3,889 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.583% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.553 Points$1,770 Points Fee
$7,332 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.661% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.961 Points$3,075 Points Fee
$5,370 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.693% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.375 Points$1,200 Points Fee
$2,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.726% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.721 Points$2,307 Points Fee
$3,357 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.937 Points$2,998 Points Fee
$3,793 Total Fees$795 Lender Fees
 30 Years Fixed
6.741% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.892 Points$2,854 Points Fee
$4,090 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.756% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.919 Points$2,941 Points Fee
$4,336 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.780% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$9,368 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$2,698 Total Fees$0 Lender Fees
 30 Years Fixed
6.845% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.354 Points$1,133 Points Fee
$3,133 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.871% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.885% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.924 Points$2,957 Points Fee
$4,451 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.938% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.988% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.788 Points$2,522 Points Fee
$3,849 Total Fees$1,327 Lender Fees
 30 Years Fixed
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6.704% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.826 Points$2,643 Points Fee
$2,643 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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