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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 02/10/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.611% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.900 Points$2,880 Points Fee
|
$3,930 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
5.642% APR | 5.500% Rate 15 day rate lock | $1,817 Payment per month |
0.955 Points$3,056 Points Fee
|
$5,051 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.713% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.963 Points$3,082 Points Fee
|
$3,082 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.757% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.822 Points$2,630 Points Fee
|
$4,630 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.839% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.624 Points$1,997 Points Fee
|
$3,092 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.851% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,525 Total Fees$1,125 Lender Fees
|
30 Years Fixed | |
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.934 Points$2,989 Points Fee
|
$4,316 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.907 Points$2,902 Points Fee
|
$2,902 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.100% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.563 Points$1,802 Points Fee
|
$3,802 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
PENNYMAC |
5.797% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.514 Points$1,645 Points Fee
|
$1,645 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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