Home Mortgage Loan Ratesin Maryland

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.868% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.669 Points$2,141 Points Fee
$4,136 Total Fees$1,995 Lender Fees
30 Years Fixed
5.924% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.528 Points$1,690 Points Fee
$1,690 Total Fees$0 Lender Fees
30 Years Fixed
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.847 Points$2,710 Points Fee
$3,805 Total Fees$1,095 Lender Fees
30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.782 Points$2,502 Points Fee
$3,202 Total Fees$700 Lender Fees
30 Years Fixed
6.334% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
Numbers you can trust
5.920% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.486 Points$1,555 Points Fee
$1,555 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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