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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.165% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,971 Total Fees$2,771 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,814 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.336% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.525 Points$1,680 Points Fee
|
$2,905 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.492% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.632 Points$2,022 Points Fee
|
$8,222 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.519% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.960 Points$3,072 Points Fee
|
$4,972 Total Fees$1,900 Lender Fees
|
30 Years Fixed | |
|
6.532% APR | 6.490% Rate 35 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.559% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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| Proud to help you find the home loan of your future | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.331% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.859 Points$2,749 Points Fee
|
$2,749 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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