Home Mortgage Loan Ratesin Louisiana

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.606% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.744 Points$2,381 Points Fee
$3,875 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.699% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.549 Points$1,757 Points Fee
$2,457 Total Fees$700 Lender Fees
 30 Years Fixed
6.730% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.719 Points$2,301 Points Fee
$3,628 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.770% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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