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Home Mortgage Loan Ratesin Kentucky
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/09/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.246% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.477 Points$1,526 Points Fee
|
$4,193 Total Fees$2,667 Lender Fees
|
30 Years Fixed | |
|
6.575% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.888 Points$2,842 Points Fee
|
$2,842 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.655% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.708% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.643 Points$2,058 Points Fee
|
$2,758 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.723% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.646 Points$2,067 Points Fee
|
$3,395 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.756% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.979 Points$3,133 Points Fee
|
$4,531 Total Fees$1,398 Lender Fees
|
30 Years Fixed | |
|
6.852% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.680 Points$2,176 Points Fee
|
$3,351 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
7.602% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| As low as 0% down payment in Kentucky | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| 0% down payment USDA Loan options | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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