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Home Mortgage Loan Ratesin Kentucky
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/03/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.694% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.750 Points$2,400 Points Fee
|
$7,024 Total Fees$4,624 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.599 Points$1,917 Points Fee
|
$3,907 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
6.092% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.623 Points$1,994 Points Fee
|
$3,321 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.106% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.880 Points$2,816 Points Fee
|
$3,991 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.209% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.672 Points$2,150 Points Fee
|
$2,850 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| As low as 0% down payment in Kentucky | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.839% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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