Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.859% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.942 Points$3,014 Points Fee
$3,809 Total Fees$795 Lender Fees
 30 Years Fixed
5.876% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.757 Points$2,422 Points Fee
$4,417 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.953% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.840 Points$2,688 Points Fee
$2,688 Total Fees$0 Lender Fees
 30 Years Fixed
5.968% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$3,220 Total Fees$1,220 Lender Fees
 30 Years Fixed
5.969% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.550 Points$1,760 Points Fee
$3,250 Total Fees$1,490 Lender Fees
 30 Years Fixed
5.978% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.488 Points$1,562 Points Fee
$3,562 Total Fees$2,000 Lender Fees
 30 Years Fixed
5.984% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.744 Points$2,381 Points Fee
$3,776 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$3,970 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.042% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.069% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.852 Points$2,726 Points Fee
$2,726 Total Fees$0 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.763 Points$2,442 Points Fee
$3,769 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.334% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.997 Points$3,190 Points Fee
$3,190 Total Fees$0 Lender Fees
 30 Years Fixed
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Numbers you can trust
5.942% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.723 Points$2,314 Points Fee
$2,314 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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