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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/23/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.774% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$5,113 Total Fees$2,313 Lender Fees
|
30 Years Fixed | |
|
6.869% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.914 Points$2,925 Points Fee
|
$8,457 Total Fees$5,532 Lender Fees
|
30 Years Fixed | |
|
6.877% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.589 Points$1,885 Points Fee
|
$4,180 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.893% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.844 Points$2,701 Points Fee
|
$4,696 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.993% APR | 6.874% Rate 30 day rate lock | $2,102 Payment per month |
0.971 Points$3,107 Points Fee
|
$3,902 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
7.000% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.897 Points$2,870 Points Fee
|
$4,065 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
7.009% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.730 Points$2,336 Points Fee
|
$8,536 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
7.022% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.877 Points$2,806 Points Fee
|
$4,806 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
7.083% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.526 Points$1,683 Points Fee
|
$2,919 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
7.121% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.926 Points$2,963 Points Fee
|
$4,258 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
7.139% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.942 Points$3,014 Points Fee
|
$4,508 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.181% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
7.351% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.635 Points$2,032 Points Fee
|
$3,359 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
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| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
PENNYMAC |
6.946% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.722 Points$2,310 Points Fee
|
$2,310 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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