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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/18/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.859% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.942 Points$3,014 Points Fee
|
$3,809 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
5.896% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.971 Points$3,107 Points Fee
|
$5,107 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.933% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.624 Points$1,997 Points Fee
|
$1,997 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.867 Points$2,774 Points Fee
|
$3,163 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
5.962% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.943 Points$3,018 Points Fee
|
$3,018 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.969% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.550 Points$1,760 Points Fee
|
$3,250 Total Fees$1,490 Lender Fees
|
30 Years Fixed | |
|
5.984% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.744 Points$2,381 Points Fee
|
$3,776 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,577 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.042% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.221% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.655 Points$2,096 Points Fee
|
$3,423 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.230% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.797 Points$2,550 Points Fee
|
$3,657 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
|
6.334% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.997 Points$3,190 Points Fee
|
$3,190 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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PENNYMAC |
5.939% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.693 Points$2,218 Points Fee
|
$2,218 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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