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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/01/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.195% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.743 Points$2,378 Points Fee
|
$2,378 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.286% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$1,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.385% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.995 Points$3,184 Points Fee
|
$4,579 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.606 Points$1,939 Points Fee
|
$1,939 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.607 Points$1,942 Points Fee
|
$2,331 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.711 Points$2,275 Points Fee
|
$2,975 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.529% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.581% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.949 Points$3,037 Points Fee
|
$3,037 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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