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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/19/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.245% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,099 Total Fees$2,099 Lender Fees
|
30 Years Fixed | |
|
6.268% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.905 Points$2,896 Points Fee
|
$4,891 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.388% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,695 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.498% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.700 Points$2,240 Points Fee
|
$8,440 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.511% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.991 Points$3,171 Points Fee
|
$4,566 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.632% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.907 Points$2,902 Points Fee
|
$4,396 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.756% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,489 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.834% APR | 6.740% Rate 30 day rate lock | $2,074 Payment per month |
0.964 Points$3,085 Points Fee
|
$3,085 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
PENNYMAC |
6.458% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.867 Points$2,774 Points Fee
|
$2,774 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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