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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/21/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.223% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$7,699 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.275% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.978 Points$3,130 Points Fee
|
$5,125 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.384% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.700 Points$2,240 Points Fee
|
$4,535 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.445% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.483 Points$1,546 Points Fee
|
$2,341 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.457% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.489 Points$1,565 Points Fee
|
$2,760 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.484% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.524 Points$1,677 Points Fee
|
$3,677 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.499% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.994 Points$3,181 Points Fee
|
$4,417 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.512% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.999 Points$3,197 Points Fee
|
$4,592 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.521% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.942 Points$3,014 Points Fee
|
$9,214 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.626% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.933 Points$2,986 Points Fee
|
$4,518 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
|
6.674% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.745% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.876 Points$2,803 Points Fee
|
$4,131 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.918% APR | 6.875% Rate 35 day rate lock | $2,103 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.439% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.669 Points$2,141 Points Fee
|
$2,141 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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