Home Mortgage Loan Ratesin Idaho

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.192% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.711 Points$2,275 Points Fee
$2,275 Total Fees$0 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.589 Points$1,885 Points Fee
$3,280 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.247% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.722 Points$2,310 Points Fee
$8,510 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.362% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.714 Points$2,285 Points Fee
$3,779 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.490% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
6.197% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.781 Points$2,499 Points Fee
$2,499 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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