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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/13/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.085% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.146% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.962 Points$3,078 Points Fee
|
$5,073 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.611 Points$1,955 Points Fee
|
$2,750 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.363% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.479 Points$1,533 Points Fee
|
$3,828 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.369% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.888 Points$2,842 Points Fee
|
$4,037 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.374% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.682 Points$2,182 Points Fee
|
$4,182 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.455% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.842 Points$2,694 Points Fee
|
$2,694 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.456% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.448 Points$1,434 Points Fee
|
$2,729 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.471% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.409 Points$1,309 Points Fee
|
$7,509 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.475% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.610 Points$1,952 Points Fee
|
$3,347 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.757 Points$2,422 Points Fee
|
$3,658 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.532% APR | 6.490% Rate 35 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.559% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.599% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.652 Points$2,086 Points Fee
|
$3,618 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
|
6.630% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,489 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
PENNYMAC |
6.334% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.885 Points$2,832 Points Fee
|
$2,832 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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