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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/27/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.239% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.983 Points$3,146 Points Fee
|
$3,941 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.267% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.944 Points$3,021 Points Fee
|
$9,221 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.312% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.281 Points$899 Points Fee
|
$2,094 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.845 Points$2,704 Points Fee
|
$2,704 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.338% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.926 Points$2,963 Points Fee
|
$3,352 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.355% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.800 Points$2,560 Points Fee
|
$3,555 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.381% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,577 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.458% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.869 Points$2,781 Points Fee
|
$2,781 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.472% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.580 Points$1,856 Points Fee
|
$3,251 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.612% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.798 Points$2,554 Points Fee
|
$3,881 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.723% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.681 Points$2,179 Points Fee
|
$3,286 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.295% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.474 Points$1,517 Points Fee
|
$1,517 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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