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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 02/10/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.351% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.981 Points$3,139 Points Fee
|
$3,638 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.707% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.524 Points$1,677 Points Fee
|
$2,872 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.713% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.963 Points$3,082 Points Fee
|
$3,082 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.733% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.594 Points$1,901 Points Fee
|
$3,788 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.761% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.865 Points$2,768 Points Fee
|
$4,768 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.811% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.664 Points$2,125 Points Fee
|
$2,125 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.970% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.703 Points$2,250 Points Fee
|
$3,357 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.934 Points$2,989 Points Fee
|
$4,316 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.907 Points$2,902 Points Fee
|
$2,902 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.100% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.563 Points$1,802 Points Fee
|
$3,802 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.715% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,178 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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