Home Mortgage Loan Ratesin Idaho

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.866% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.880 Points$2,816 Points Fee
$8,348 Total Fees$5,532 Lender Fees
 30 Years Fixed
6.878% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.600 Points$1,920 Points Fee
$4,215 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.893% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.844 Points$2,701 Points Fee
$4,696 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.955% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.816 Points$2,611 Points Fee
$2,611 Total Fees$0 Lender Fees
 30 Years Fixed
7.019% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.833 Points$2,666 Points Fee
$8,866 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.128% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.830 Points$2,656 Points Fee
$4,150 Total Fees$1,494 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
6.936% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.626 Points$2,003 Points Fee
$2,003 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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