Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.378% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$4,347 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.439% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.447 Points$1,430 Points Fee
$6,497 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.452% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$6,841 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.586% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,263 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.588% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,375 Total Fees$5,305 Lender Fees
 30 Years Fixed
6.590% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.596 Points$1,907 Points Fee
$3,135 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.996 Points$3,187 Points Fee
$3,728 Total Fees$541 Lender Fees
 30 Years Fixed
6.613% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.846 Points$2,707 Points Fee
$3,757 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.661% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.961 Points$3,075 Points Fee
$5,370 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.707% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.540 Points$1,728 Points Fee
$2,964 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.615 Points$1,968 Points Fee
$3,163 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.728% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.723 Points$2,314 Points Fee
$3,409 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.937 Points$2,998 Points Fee
$3,793 Total Fees$795 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 35 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.780% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$9,368 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.214 Points$685 Points Fee
$2,685 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$2,698 Total Fees$0 Lender Fees
 30 Years Fixed
6.847% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.563 Points$1,802 Points Fee
$3,197 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.858% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.629 Points$2,013 Points Fee
$3,644 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.861% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.587 Points$1,878 Points Fee
$3,778 Total Fees$1,900 Lender Fees
 30 Years Fixed
6.871% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.885% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.924 Points$2,957 Points Fee
$4,451 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.938% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.988% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.788 Points$2,522 Points Fee
$3,849 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.053% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.632 Points$2,022 Points Fee
$2,022 Total Fees$0 Lender Fees
 30 Years Fixed
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6.704% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.826 Points$2,643 Points Fee
$2,643 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Georgia homebuyers and homeowners looking to refinance have access to a variety of mortgage lenders offering competitive home loan rates. Whether you're a first-time homebuyer, looking to upgrade, or seeking to refinance your existing mortgage, you can find a range of loan options to suit your needs and financial situation. When comparing home mortgage loan rates in Georgia, it's essential to consider factors such as loan type (fixed-rate or adjustable-rate), loan term, down payment, and credit score, as these can all impact the interest rates and terms you qualify for. Shopping around and comparing offers from multiple lenders, including local banks, credit unions, and online lenders, can help you find the most competitive mortgage rates in Georgia. Working with experienced mortgage professionals and carefully evaluating your options can help ensure that you secure the best home loan rates available, making your homeownership dreams a reality in Georgia.