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Home Mortgage Loan Ratesin District of Columbia
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/03/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.949% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.850 Points$2,720 Points Fee
|
$7,038 Total Fees$4,318 Lender Fees
|
30 Years Fixed | |
|
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.870 Points$2,784 Points Fee
|
$2,784 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.956% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.850 Points$2,720 Points Fee
|
$7,344 Total Fees$4,624 Lender Fees
|
30 Years Fixed | |
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.970 Points$3,104 Points Fee
|
$4,154 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.092% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.623 Points$1,994 Points Fee
|
$3,321 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.209% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.672 Points$2,150 Points Fee
|
$2,850 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.837% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.947 Points$3,030 Points Fee
|
$3,030 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
