Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/04/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.051% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$6,099 Total Fees$4,499 Lender Fees
30 Years Fixed
6.064% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,305 Total Fees$105 Lender Fees
30 Years Fixed
6.094% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.393 Points$1,258 Points Fee
$3,253 Total Fees$1,995 Lender Fees
30 Years Fixed
6.256% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.823 Points$2,634 Points Fee
$8,834 Total Fees$6,200 Lender Fees
30 Years Fixed
6.262% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.743 Points$2,378 Points Fee
$4,673 Total Fees$2,295 Lender Fees
30 Years Fixed
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.909 Points$2,909 Points Fee
$4,403 Total Fees$1,494 Lender Fees
30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.863 Points$2,762 Points Fee
$2,762 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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