Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.774% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$5,113 Total Fees$2,313 Lender Fees
 30 Years Fixed
6.823% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.847% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$3,345 Total Fees$145 Lender Fees
 30 Years Fixed
6.848% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,359 Total Fees$1,359 Lender Fees
 30 Years Fixed
6.851% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$7,705 Total Fees$5,305 Lender Fees
 30 Years Fixed
6.867% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,850 Total Fees$1,850 Lender Fees
 30 Years Fixed
6.877% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.589 Points$1,885 Points Fee
$4,180 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.893% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.844 Points$2,701 Points Fee
$4,696 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.993% APR 6.874% Rate 30 day rate lock $2,102 Payment per month
0.971 Points$3,107 Points Fee
$3,902 Total Fees$795 Lender Fees
 30 Years Fixed
7.009% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.730 Points$2,336 Points Fee
$8,536 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.083% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.526 Points$1,683 Points Fee
$2,919 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.096% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.593 Points$1,898 Points Fee
$3,529 Total Fees$1,631 Lender Fees
 30 Years Fixed
7.109% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$7,745 Total Fees$4,545 Lender Fees
 30 Years Fixed
7.121% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.926 Points$2,963 Points Fee
$4,258 Total Fees$1,295 Lender Fees
 30 Years Fixed
7.139% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.942 Points$3,014 Points Fee
$4,508 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.181% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.214% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.893 Points$2,858 Points Fee
$2,858 Total Fees$0 Lender Fees
 30 Years Fixed
7.351% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.635 Points$2,032 Points Fee
$3,359 Total Fees$1,327 Lender Fees
 30 Years Fixed
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As low as 0% down options & down payment assistance
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6.945% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.712 Points$2,278 Points Fee
$2,278 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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