Sort By:
Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/21/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
6.223% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$7,699 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.275% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.978 Points$3,130 Points Fee
|
$5,125 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.344% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,305 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.384% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.700 Points$2,240 Points Fee
|
$4,535 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.397% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.500 Points$1,600 Points Fee
|
$5,114 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.445% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.483 Points$1,546 Points Fee
|
$2,341 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.462% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.919 Points$2,941 Points Fee
|
$2,941 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.473% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.551 Points$1,763 Points Fee
|
$3,395 Total Fees$1,632 Lender Fees
|
30 Years Fixed | |
|
6.499% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.994 Points$3,181 Points Fee
|
$4,417 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.512% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.999 Points$3,197 Points Fee
|
$4,592 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.514% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,695 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.521% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.942 Points$3,014 Points Fee
|
$9,214 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.545% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.794 Points$2,541 Points Fee
|
$5,741 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.612% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,944 Total Fees$1,544 Lender Fees
|
30 Years Fixed | |
|
6.674% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.745% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.876 Points$2,803 Points Fee
|
$4,131 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
ADVERTISEMENT
| America's #1 Retail Lender (Scottsman Guide) | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| ATTN Homebuyers: explore all your options. | ||||||
PENNYMAC |
6.438% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.659 Points$2,109 Points Fee
|
$2,109 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Arizona Cities Resource
Choose your city below to view local mortgage lenders in your area: