Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.901% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$5,299 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.017% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.916 Points$2,931 Points Fee
$4,926 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.113% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.919 Points$2,941 Points Fee
$4,236 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.160% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.813 Points$2,602 Points Fee
$5,501 Total Fees$2,899 Lender Fees
 30 Years Fixed
6.168% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,305 Total Fees$105 Lender Fees
 30 Years Fixed
6.226% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.597 Points$1,910 Points Fee
$3,542 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.498 Points$1,594 Points Fee
$3,889 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,970 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.254% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.804 Points$2,573 Points Fee
$8,773 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.255% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,558 Total Fees$1,358 Lender Fees
 30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.549 Points$1,757 Points Fee
$2,993 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.363% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.759 Points$2,429 Points Fee
$3,824 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.443% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.710 Points$2,272 Points Fee
$2,272 Total Fees$0 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.520 Points$1,664 Points Fee
$3,158 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.898 Points$2,874 Points Fee
$4,201 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.524% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.724 Points$2,317 Points Fee
$4,012 Total Fees$1,695 Lender Fees
 30 Years Fixed
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Veterans: Use your VA benefit to buy with 0% down
6.214% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.960 Points$3,072 Points Fee
$3,072 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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