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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/21/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.212% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.248% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.693 Points$2,218 Points Fee
|
$4,213 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.283% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.974 Points$3,117 Points Fee
|
$5,412 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.317% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.333% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,905 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.345% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,358 Total Fees$1,358 Lender Fees
|
30 Years Fixed | |
|
6.478% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.479 Points$1,533 Points Fee
|
$7,733 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.488% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.751 Points$2,403 Points Fee
|
$3,798 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.735% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.766 Points$2,451 Points Fee
|
$3,779 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.426% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.537 Points$1,718 Points Fee
|
$1,718 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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