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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.200% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$6,899 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.305% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.309% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,105 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.322% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$2,558 Total Fees$1,358 Lender Fees
|
30 Years Fixed | |
|
6.371% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$4,099 Total Fees$2,899 Lender Fees
|
30 Years Fixed | |
|
6.372% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.579 Points$1,853 Points Fee
|
$4,148 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.492% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.632 Points$2,022 Points Fee
|
$8,222 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.559% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.328% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.829 Points$2,653 Points Fee
|
$2,653 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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