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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/10/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.491% APR | 6.375% Rate 15 day rate lock | $1,997 Payment per month |
0.592 Points$1,894 Points Fee
|
$3,889 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.588% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.647 Points$2,070 Points Fee
|
$7,375 Total Fees$5,305 Lender Fees
|
30 Years Fixed | |
|
6.739% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.937 Points$2,998 Points Fee
|
$3,793 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.741% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.892 Points$2,854 Points Fee
|
$4,090 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.743% APR | 6.625% Rate 35 day rate lock | $2,049 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,895 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.780% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.990 Points$3,168 Points Fee
|
$9,368 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.832% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.214 Points$685 Points Fee
|
$2,685 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.832% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.843 Points$2,698 Points Fee
|
$2,698 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.847% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.563 Points$1,802 Points Fee
|
$3,197 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.885% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.924 Points$2,957 Points Fee
|
$4,451 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.938% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.988% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.788 Points$2,522 Points Fee
|
$3,849 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
7.053% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.632 Points$2,022 Points Fee
|
$2,022 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
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PENNYMAC |
6.704% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.826 Points$2,643 Points Fee
|
$2,643 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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