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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 01/27/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.784% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.752 Points$2,406 Points Fee
|
$5,606 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.607 Points$1,942 Points Fee
|
$3,270 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.110% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.665 Points$2,128 Points Fee
|
$4,128 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.808% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.633 Points$2,026 Points Fee
|
$2,026 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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