Home Mortgage Loan Ratesin Alabama

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.372% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.672 Points$2,150 Points Fee
$4,145 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.498% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.700 Points$2,240 Points Fee
$8,440 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.511% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.991 Points$3,171 Points Fee
$4,566 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.907 Points$2,902 Points Fee
$4,396 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.756% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.988 Points$3,162 Points Fee
$4,489 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.834% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.827 Points$2,646 Points Fee
$2,646 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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