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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.106% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.627 Points$2,006 Points Fee
|
$4,001 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.618 Points$1,978 Points Fee
|
$3,978 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.125% Rate 35 day rate lock | $1,945 Payment per month |
0.866 Points$2,771 Points Fee
|
$4,166 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.253% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.786 Points$2,515 Points Fee
|
$8,715 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.361% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.743 Points$2,378 Points Fee
|
$3,773 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.368% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,100 Total Fees$900 Lender Fees
|
30 Years Fixed | |
|
6.387% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.983 Points$3,146 Points Fee
|
$4,640 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.886 Points$2,835 Points Fee
|
$4,163 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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PENNYMAC |
6.216% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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