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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/19/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.857% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.580 Points$1,856 Points Fee
|
$3,743 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.892% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.929 Points$2,973 Points Fee
|
$4,973 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.924% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.530 Points$1,696 Points Fee
|
$1,696 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.937% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.670 Points$2,144 Points Fee
|
$2,144 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.113% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.851 Points$2,723 Points Fee
|
$4,051 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.209% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.681 Points$2,179 Points Fee
|
$2,879 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.807% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.622 Points$1,990 Points Fee
|
$1,990 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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