Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 05/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.857% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.876 Points$2,803 Points Fee
$3,503 Total Fees$700 Lender Fees
30 Years Fixed
7.059% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
7.942% APR 7.875% Rate 30 day rate lock $2,321 Payment per month
0.644 Points$2,061 Points Fee
$2,061 Total Fees$0 Lender Fees
30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in