Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.994% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.668 Points$2,138 Points Fee
$4,133 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.086% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.731 Points$2,339 Points Fee
$3,389 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.189% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.687 Points$2,198 Points Fee
$2,198 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.936 Points$2,995 Points Fee
$2,995 Total Fees$0 Lender Fees
 30 Years Fixed
6.226% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.643 Points$2,058 Points Fee
$3,453 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.244% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.507 Points$1,622 Points Fee
$8,422 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.739 Points$2,365 Points Fee
$2,365 Total Fees$0 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.879 Points$2,813 Points Fee
$2,813 Total Fees$0 Lender Fees
 30 Years Fixed
6.602% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.724 Points$2,317 Points Fee
$3,507 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.198% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.778 Points$2,490 Points Fee
$2,490 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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