Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 03/24/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.098% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.544 Points$1,741 Points Fee
$3,736 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.221% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.787 Points$2,518 Points Fee
$3,313 Total Fees$795 Lender Fees
 30 Years Fixed
6.251% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.912 Points$2,918 Points Fee
$4,313 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.310% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.639 Points$2,045 Points Fee
$2,045 Total Fees$0 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.653 Points$2,090 Points Fee
$3,280 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.371% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.507 Points$1,622 Points Fee
$8,422 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.448% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.770 Points$2,464 Points Fee
$2,464 Total Fees$0 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.638 Points$2,042 Points Fee
$3,037 Total Fees$995 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.561% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.735 Points$2,352 Points Fee
$2,352 Total Fees$0 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.935 Points$2,992 Points Fee
$2,992 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.758 Points$2,426 Points Fee
$3,921 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.292% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.447 Points$1,430 Points Fee
$1,430 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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