Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.014% APR 6.875% Rate 15 day rate lock $2,103 Payment per month
0.799 Points$2,557 Points Fee
$4,552 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.343% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.927 Points$2,966 Points Fee
$2,966 Total Fees$0 Lender Fees
 30 Years Fixed
7.344% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
7.390% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.961 Points$3,075 Points Fee
$4,470 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.414% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.786 Points$2,515 Points Fee
$9,315 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.477% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.543 Points$1,738 Points Fee
$3,232 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.579% APR 7.490% Rate 30 day rate lock $2,236 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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