Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 05/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.023% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.986 Points$3,155 Points Fee
$5,150 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.093% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.384 Points$1,229 Points Fee
$3,224 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.700 Points$2,240 Points Fee
$3,635 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.265% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.739 Points$2,365 Points Fee
$9,165 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.312% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.652 Points$2,086 Points Fee
$2,086 Total Fees$0 Lender Fees
 30 Years Fixed
6.347% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,370 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.380% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.927 Points$2,966 Points Fee
$4,460 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.602% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.727 Points$2,326 Points Fee
$3,516 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.729% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.605 Points$1,936 Points Fee
$3,431 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.286% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.376 Points$1,203 Points Fee
$1,203 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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