Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 10/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.728% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.503 Points$1,610 Points Fee
$3,605 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.632 Points$2,022 Points Fee
$2,022 Total Fees$0 Lender Fees
 30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.839 Points$2,685 Points Fee
$2,685 Total Fees$0 Lender Fees
 30 Years Fixed
5.953% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.847 Points$2,710 Points Fee
$2,710 Total Fees$0 Lender Fees
 30 Years Fixed
5.960% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.486 Points$1,555 Points Fee
$2,950 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
5.975% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.673 Points$2,154 Points Fee
$3,449 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.005% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.822 Points$2,630 Points Fee
$4,518 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.081% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
 30 Years Fixed
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.996 Points$3,187 Points Fee
$3,887 Total Fees$700 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
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5.716% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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