Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.392% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.882 Points$2,822 Points Fee
$4,817 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
 30 Years Fixed
6.708% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.640 Points$2,048 Points Fee
$2,748 Total Fees$700 Lender Fees
 30 Years Fixed
6.794% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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