Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 12/07/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.053% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.677 Points$2,166 Points Fee
$2,166 Total Fees$0 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.604 Points$1,933 Points Fee
$2,633 Total Fees$700 Lender Fees
 30 Years Fixed
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5.945% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.755 Points$2,416 Points Fee
$2,416 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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