Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 11/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.009% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$8,530 Total Fees$5,330 Lender Fees
 30 Years Fixed
7.074% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$6,595 Total Fees$4,595 Lender Fees
 30 Years Fixed
7.180% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.994 Points$3,181 Points Fee
$9,981 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.445% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
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7.214% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.897 Points$2,870 Points Fee
$2,870 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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