Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.735% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.587 Points$1,878 Points Fee
$3,873 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.742% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.697 Points$2,230 Points Fee
$4,118 Total Fees$1,888 Lender Fees
 30 Years Fixed
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.785 Points$2,512 Points Fee
$3,907 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.628 Points$2,010 Points Fee
$2,010 Total Fees$0 Lender Fees
 30 Years Fixed
5.935% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.646 Points$2,067 Points Fee
$2,067 Total Fees$0 Lender Fees
 30 Years Fixed
5.958% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.896 Points$2,867 Points Fee
$2,867 Total Fees$0 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.851 Points$2,723 Points Fee
$3,718 Total Fees$995 Lender Fees
 30 Years Fixed
6.002% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.829 Points$2,653 Points Fee
$4,653 Total Fees$2,000 Lender Fees
 30 Years Fixed
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5.834% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.912 Points$2,918 Points Fee
$2,918 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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