Home Refinance Loan Ratesin West Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.547 Points$1,750 Points Fee
$3,145 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.240% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.463 Points$1,482 Points Fee
$8,282 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.693 Points$2,218 Points Fee
$3,712 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.629% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.979 Points$3,133 Points Fee
$4,628 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.814 Points$2,605 Points Fee
$2,605 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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