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Home Refinance Loan Ratesin West Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/04/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.861% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.780 Points$2,496 Points Fee
|
$3,891 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.865% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.666 Points$2,131 Points Fee
|
$4,019 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.877 Points$2,806 Points Fee
|
$3,801 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.013% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.072% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.882 Points$2,822 Points Fee
|
$2,822 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.820 Points$2,624 Points Fee
|
$3,619 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.950 Points$3,040 Points Fee
|
$3,040 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.474% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.692 Points$2,214 Points Fee
|
$3,339 Total Fees$1,125 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.948% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.795 Points$2,544 Points Fee
|
$2,544 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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