Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.404% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.957 Points$3,062 Points Fee
$5,557 Total Fees$2,495 Lender Fees
 7 Years ARM
5.886% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.899 Points$2,877 Points Fee
$4,867 Total Fees$1,990 Lender Fees
 7 Years ARM
6.680% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 7 Years ARM
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5.711% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.945 Points$3,024 Points Fee
$3,024 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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