Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.544% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.890 Points$2,848 Points Fee
$6,048 Total Fees$3,200 Lender Fees
 7 Years ARM
5.759% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.979 Points$3,133 Points Fee
$4,733 Total Fees$1,600 Lender Fees
 7 Years ARM
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.903 Points$2,890 Points Fee
$3,940 Total Fees$1,050 Lender Fees
 7 Years ARM
6.300% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 7 Years ARM
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5.563% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.693 Points$2,218 Points Fee
$2,218 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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