Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.576% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.937 Points$2,998 Points Fee
$7,197 Total Fees$4,199 Lender Fees
 5 Years ARM
5.988% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
 5 Years ARM
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5.564% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.713 Points$2,282 Points Fee
$2,282 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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