Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.839% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.740 Points$2,368 Points Fee
$7,558 Total Fees$5,190 Lender Fees
 10 Years ARM
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.864 Points$2,765 Points Fee
$3,960 Total Fees$1,195 Lender Fees
 10 Years ARM
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5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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