Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.962 Points$3,078 Points Fee
$3,078 Total Fees$0 Lender Fees
 10 Years ARM
6.457% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.861 Points$2,755 Points Fee
$2,755 Total Fees$0 Lender Fees
 10 Years ARM
Homeowners best kept secret for cash
We approve credit scores as low as 550 for VA and FHA refinancing
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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