Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.622% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.894 Points$2,861 Points Fee
$4,243 Total Fees$1,382 Lender Fees
10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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