Home Refinance Loan Ratesin Vermont

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.973% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.437 Points$1,398 Points Fee
$3,393 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.139% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.749 Points$2,397 Points Fee
$9,197 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.843 Points$2,698 Points Fee
$4,093 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.737% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.690 Points$2,208 Points Fee
$3,703 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.083% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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