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Home Refinance Loan Ratesin Vermont
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/11/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.739% APR | 5.625% Rate 45 day rate lock | $1,843 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.751% APR | 5.624% Rate 15 day rate lock | $1,842 Payment per month |
0.777 Points$2,486 Points Fee
|
$4,481 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.871% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.736 Points$2,355 Points Fee
|
$4,243 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
5.875% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.637 Points$2,038 Points Fee
|
$8,838 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.996% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.876 Points$2,803 Points Fee
|
$4,198 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.087% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.935 Points$2,992 Points Fee
|
$2,992 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.103% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.793 Points$2,538 Points Fee
|
$3,533 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.341% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.968 Points$3,098 Points Fee
|
$3,098 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.604% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.724 Points$2,317 Points Fee
|
$3,812 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
PENNYMAC |
5.943% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.732 Points$2,342 Points Fee
|
$2,342 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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