Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.733% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.810 Points$2,592 Points Fee
$3,828 Total Fees$1,236 Lender Fees
 7 Years ARM
7.504% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.941 Points$3,011 Points Fee
$4,215 Total Fees$1,204 Lender Fees
 7 Years ARM
Discover multiple refinance options
As low as 0% down options & down payment assistance
Low rates, quick quote & approval
Refinance to lower your rate
A smarter way to get cash from your home
6.319% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.736 Points$2,355 Points Fee
$2,355 Total Fees$0 Lender Fees
 7 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in