Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.462% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.656 Points$2,099 Points Fee
$7,422 Total Fees$5,323 Lender Fees
 7 Years ARM
Low rates, quick quote & approval
As low as 0% down options & down payment assistance
Refinance to lower your rate
6.563% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.657 Points$2,102 Points Fee
$2,102 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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