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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/18/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.434% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.654 Points$2,093 Points Fee
|
$2,093 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
5.714% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.973 Points$3,114 Points Fee
|
$3,114 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
5.846% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.973 Points$3,114 Points Fee
|
$7,809 Total Fees$4,695 Lender Fees
|
7 Years ARM | |
|
6.059% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
7 Years ARM | |
|
6.634% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.967 Points$3,094 Points Fee
|
$4,489 Total Fees$1,395 Lender Fees
|
7 Years ARM | |
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PENNYMAC |
5.688% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.690 Points$2,208 Points Fee
|
$2,208 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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