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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/15/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
4.906% APR | 4.750% Rate 30 day rate lock | $1,670 Payment per month |
0.814 Points$2,605 Points Fee
|
$5,901 Total Fees$3,296 Lender Fees
|
5 Years ARM | |
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| Discover multiple refinance options | ||||||
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| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.186% APR | 5.125% Rate 30 day rate lock | $1,743 Payment per month |
0.691 Points$2,211 Points Fee
|
$2,211 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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