Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.929% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.959 Points$3,069 Points Fee
$6,365 Total Fees$3,296 Lender Fees
 10 Years ARM
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 10 Years ARM
6.388% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.840 Points$2,688 Points Fee
$4,778 Total Fees$2,090 Lender Fees
 10 Years ARM
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6.332% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.864 Points$2,765 Points Fee
$2,765 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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