Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.356% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$8,123 Total Fees$5,323 Lender Fees
 30 Years Fixed
6.366% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,008 Total Fees$1,208 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.496 Points$1,587 Points Fee
$2,791 Total Fees$1,204 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.788 Points$2,522 Points Fee
$3,817 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$4,060 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.823 Points$2,634 Points Fee
$4,029 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.531% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.868 Points$2,778 Points Fee
$9,578 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.551% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
 30 Years Fixed
6.563% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.759 Points$2,429 Points Fee
$2,429 Total Fees$0 Lender Fees
 30 Years Fixed
Refinance to lower your rate
A smarter way to get cash from your home
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Discover multiple refinance options
As low as 0% down options & down payment assistance
6.423% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.505 Points$1,616 Points Fee
$1,616 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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