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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/24/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.700% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.750 Points$2,400 Points Fee
|
$7,095 Total Fees$4,695 Lender Fees
|
30 Years Fixed | |
|
5.737% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.864 Points$2,765 Points Fee
|
$4,053 Total Fees$1,288 Lender Fees
|
30 Years Fixed | |
|
5.862% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,008 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.975% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.684 Points$2,189 Points Fee
|
$3,484 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.753 Points$2,410 Points Fee
|
$3,805 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.174% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.218% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.996 Points$3,187 Points Fee
|
$3,187 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.069% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.794 Points$2,541 Points Fee
|
$2,541 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.922% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.504 Points$1,613 Points Fee
|
$1,613 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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