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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/12/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.577% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.851 Points$2,723 Points Fee
|
$2,723 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.646% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,296 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
5.716% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.870% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.902 Points$2,886 Points Fee
|
$4,181 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.872% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.902 Points$2,886 Points Fee
|
$4,281 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.899% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.939% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.693 Points$2,218 Points Fee
|
$2,218 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,997 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.444% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.728 Points$2,330 Points Fee
|
$2,330 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.841% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.988 Points$3,162 Points Fee
|
$3,162 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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