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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/24/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.784% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,696 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
5.841% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.614 Points$1,965 Points Fee
|
$3,253 Total Fees$1,288 Lender Fees
|
30 Years Fixed | |
|
5.862% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.639 Points$2,045 Points Fee
|
$3,932 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.862% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,008 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.965% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.978 Points$3,130 Points Fee
|
$3,130 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.001% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.963 Points$3,082 Points Fee
|
$4,377 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.088% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.631 Points$2,019 Points Fee
|
$3,014 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.163% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.328% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.927 Points$2,966 Points Fee
|
$2,966 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.837% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.946 Points$3,027 Points Fee
|
$3,027 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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