Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.839% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$7,323 Total Fees$5,323 Lender Fees
 30 Years Fixed
6.847% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$3,493 Total Fees$795 Lender Fees
 30 Years Fixed
6.857% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$3,608 Total Fees$1,208 Lender Fees
 30 Years Fixed
6.864% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.836 Points$2,675 Points Fee
$3,879 Total Fees$1,204 Lender Fees
 30 Years Fixed
6.982% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.781 Points$2,499 Points Fee
$3,735 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.989% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.723 Points$2,314 Points Fee
$3,709 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.084% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
7.114% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.687 Points$2,198 Points Fee
$3,692 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.123% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Low rates, quick quote & approval
Discover multiple refinance options
Refinance to lower your rate
6.950% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.760 Points$2,432 Points Fee
$2,432 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in