Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.098% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.725 Points$2,320 Points Fee
$3,523 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.102% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$8,123 Total Fees$5,323 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.753 Points$2,410 Points Fee
$4,038 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,008 Total Fees$1,208 Lender Fees
 30 Years Fixed
6.289% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.992 Points$3,174 Points Fee
$9,974 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.335% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.632 Points$2,022 Points Fee
$3,317 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.385% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.993 Points$3,178 Points Fee
$4,573 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.723 Points$2,314 Points Fee
$3,808 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.302% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.554 Points$1,773 Points Fee
$1,773 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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