Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.658% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$5,696 Total Fees$3,296 Lender Fees
 30 Years Fixed
5.716% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.839% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,208 Total Fees$1,208 Lender Fees
 30 Years Fixed
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.920 Points$2,944 Points Fee
$4,239 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.078% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.524 Points$1,677 Points Fee
$2,672 Total Fees$995 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.972 Points$3,110 Points Fee
$3,110 Total Fees$0 Lender Fees
 30 Years Fixed
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5.836% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.939 Points$3,005 Points Fee
$3,005 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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