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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/25/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.059% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,496 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
6.078% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.949 Points$3,037 Points Fee
|
$3,037 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.219% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.251% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.912 Points$2,918 Points Fee
|
$4,313 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.371% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.507 Points$1,622 Points Fee
|
$8,422 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.476% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.660 Points$2,112 Points Fee
|
$3,407 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.743% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.758 Points$2,426 Points Fee
|
$3,921 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Your home's value could help you save. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
PENNYMAC |
6.217% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.987 Points$3,158 Points Fee
|
$3,158 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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