Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.897 Points$2,870 Points Fee
$3,920 Total Fees$1,050 Lender Fees
 7 Years ARM
6.855% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.953 Points$3,050 Points Fee
$3,591 Total Fees$541 Lender Fees
 7 Years ARM
7.011% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.900 Points$2,880 Points Fee
$4,450 Total Fees$1,570 Lender Fees
 7 Years ARM
7.127% APR 6.990% Rate 60 day rate lock $2,127 Payment per month
0.986 Points$3,155 Points Fee
$4,525 Total Fees$1,370 Lender Fees
 7 Years ARM
Low rates, quick quote & approval
Discover multiple refinance options
Refinance to lower your rate
6.463% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.921 Points$2,947 Points Fee
$2,947 Total Fees$0 Lender Fees
 7 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in