Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.876 Points$2,803 Points Fee
$3,928 Total Fees$1,125 Lender Fees
 7 Years ARM
5.987% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.880 Points$2,816 Points Fee
$3,866 Total Fees$1,050 Lender Fees
 7 Years ARM
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5.451% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.846 Points$2,707 Points Fee
$2,707 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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