Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.337% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.792 Points$2,534 Points Fee
$3,129 Total Fees$595 Lender Fees
 7 Years ARM
5.870% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.941 Points$3,011 Points Fee
$4,206 Total Fees$1,195 Lender Fees
 7 Years ARM
5.882% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.941 Points$3,011 Points Fee
$4,611 Total Fees$1,600 Lender Fees
 7 Years ARM
6.565% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 7 Years ARM
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5.700% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.820 Points$2,624 Points Fee
$2,624 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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