Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.215% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.673 Points$2,154 Points Fee
$3,342 Total Fees$1,188 Lender Fees
 5 Years ARM
5.322% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.810 Points$2,592 Points Fee
$2,592 Total Fees$0 Lender Fees
 5 Years ARM
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5.197% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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