Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.497% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.857 Points$2,742 Points Fee
$4,560 Total Fees$1,818 Lender Fees
 5 Years ARM
5.771% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.950 Points$3,040 Points Fee
$5,139 Total Fees$2,099 Lender Fees
 5 Years ARM
5.852% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.924 Points$2,957 Points Fee
$3,552 Total Fees$595 Lender Fees
 5 Years ARM
5.861% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.874 Points$2,797 Points Fee
$3,985 Total Fees$1,188 Lender Fees
 5 Years ARM
6.002% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.812 Points$2,598 Points Fee
$4,393 Total Fees$1,795 Lender Fees
 5 Years ARM
6.127% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.942 Points$3,014 Points Fee
$4,709 Total Fees$1,695 Lender Fees
 5 Years ARM
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5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.937 Points$2,998 Points Fee
$2,998 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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