Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.973% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.751 Points$2,403 Points Fee
$3,398 Total Fees$995 Lender Fees
 10 Years ARM
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.744 Points$2,381 Points Fee
$3,981 Total Fees$1,600 Lender Fees
 10 Years ARM
6.438% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 10 Years ARM
6.514% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.886 Points$2,835 Points Fee
$4,792 Total Fees$1,957 Lender Fees
 10 Years ARM
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5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.970 Points$3,104 Points Fee
$3,104 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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