Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.106% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.955 Points$3,056 Points Fee
$3,651 Total Fees$595 Lender Fees
 10 Years ARM
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 10 Years ARM
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5.574% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.819 Points$2,621 Points Fee
$2,621 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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