Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.609% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.798 Points$2,554 Points Fee
$3,782 Total Fees$1,228 Lender Fees
 7 Years ARM
6.689% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 7 Years ARM
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.906 Points$2,899 Points Fee
$4,135 Total Fees$1,236 Lender Fees
 7 Years ARM
6.745% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.917 Points$2,934 Points Fee
$3,984 Total Fees$1,050 Lender Fees
 7 Years ARM
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6.449% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.781 Points$2,499 Points Fee
$2,499 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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