Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/20/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.936% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 7 Years ARM
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 7 Years ARM
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.914 Points$2,925 Points Fee
$4,153 Total Fees$1,228 Lender Fees
 7 Years ARM
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.885 Points$2,832 Points Fee
$4,120 Total Fees$1,288 Lender Fees
 7 Years ARM
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America's #1 Retail Lender (Scottsman Guide)
5.831% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.889 Points$2,845 Points Fee
$2,845 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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