Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.747% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.997 Points$3,190 Points Fee
$4,378 Total Fees$1,188 Lender Fees
5 Years ARM
5.936% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
5 Years ARM
6.845% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.911 Points$2,915 Points Fee
$7,443 Total Fees$4,528 Lender Fees
5 Years ARM
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5.958% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.902 Points$2,886 Points Fee
$2,886 Total Fees$0 Lender Fees
5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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