Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.560% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
5.601% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.777 Points$2,486 Points Fee
$3,581 Total Fees$1,095 Lender Fees
 5 Years ARM
5.790% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.698 Points$2,234 Points Fee
$5,964 Total Fees$3,730 Lender Fees
 5 Years ARM
5.866% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.888 Points$2,842 Points Fee
$4,130 Total Fees$1,288 Lender Fees
 5 Years ARM
6.098% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.833 Points$2,666 Points Fee
$3,716 Total Fees$1,050 Lender Fees
 5 Years ARM
6.438% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
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5.571% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.783 Points$2,506 Points Fee
$2,506 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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