Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.936% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 10 Years ARM
6.060% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.887 Points$2,838 Points Fee
$6,568 Total Fees$3,730 Lender Fees
 10 Years ARM
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.946 Points$3,027 Points Fee
$4,293 Total Fees$1,266 Lender Fees
 10 Years ARM
6.300% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 10 Years ARM
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5.957% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.891 Points$2,851 Points Fee
$2,851 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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