Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.669% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$6,130 Total Fees$3,730 Lender Fees
 30 Years Fixed
5.842% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.675 Points$2,160 Points Fee
$3,210 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.871 Points$2,787 Points Fee
$4,082 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.806 Points$2,579 Points Fee
$3,279 Total Fees$700 Lender Fees
 30 Years Fixed
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5.835% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.927 Points$2,966 Points Fee
$2,966 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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