Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.500% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$4,267 Total Fees$4,267 Lender Fees
 30 Years Fixed
7.014% APR 6.875% Rate 15 day rate lock $2,103 Payment per month
0.799 Points$2,557 Points Fee
$4,552 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.212% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.534 Points$1,709 Points Fee
$2,937 Total Fees$1,228 Lender Fees
 30 Years Fixed
7.212% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.875 Points$2,800 Points Fee
$2,915 Total Fees$115 Lender Fees
 30 Years Fixed
7.215% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
7.238% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.801 Points$2,563 Points Fee
$3,767 Total Fees$1,204 Lender Fees
 30 Years Fixed
7.319% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.561 Points$1,795 Points Fee
$3,031 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.361% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.559 Points$1,789 Points Fee
$3,689 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.365% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.746 Points$2,387 Points Fee
$3,757 Total Fees$1,370 Lender Fees
 30 Years Fixed
7.368% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.701 Points$2,243 Points Fee
$3,872 Total Fees$1,629 Lender Fees
 30 Years Fixed
7.382% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.852 Points$2,726 Points Fee
$4,220 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.400% APR 7.250% Rate 45 day rate lock $2,183 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.418% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.826 Points$2,643 Points Fee
$9,443 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.432% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.559 Points$1,789 Points Fee
$1,789 Total Fees$0 Lender Fees
 30 Years Fixed
7.439% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.631 Points$2,019 Points Fee
$2,019 Total Fees$0 Lender Fees
 30 Years Fixed
7.471% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.703 Points$2,250 Points Fee
$3,045 Total Fees$795 Lender Fees
 30 Years Fixed
7.475% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.554 Points$1,773 Points Fee
$3,168 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.480% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.737 Points$2,358 Points Fee
$3,408 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.579% APR 7.490% Rate 30 day rate lock $2,236 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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