Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.514% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,690 Total Fees$1,490 Lender Fees
 30 Years Fixed
6.617% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.890 Points$2,848 Points Fee
$4,243 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.924 Points$2,957 Points Fee
$4,252 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.697% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.745 Points$2,384 Points Fee
$2,384 Total Fees$0 Lender Fees
 30 Years Fixed
6.729% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.854 Points$2,733 Points Fee
$3,433 Total Fees$700 Lender Fees
 30 Years Fixed
6.751% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.841 Points$2,691 Points Fee
$4,185 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.821% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.728 Points$2,330 Points Fee
$2,330 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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