Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.977% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.484 Points$1,549 Points Fee
$3,544 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.980% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.514 Points$1,645 Points Fee
$3,640 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.631 Points$2,019 Points Fee
$4,009 Total Fees$1,990 Lender Fees
 30 Years Fixed
6.116% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.124% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.149% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.852 Points$2,726 Points Fee
$9,526 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.186% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.652 Points$2,086 Points Fee
$2,086 Total Fees$0 Lender Fees
 30 Years Fixed
6.187% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.645 Points$2,064 Points Fee
$6,592 Total Fees$4,528 Lender Fees
 30 Years Fixed
6.229% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.781 Points$2,499 Points Fee
$3,594 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,983 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.856 Points$2,739 Points Fee
$4,034 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.250% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.994 Points$3,181 Points Fee
$4,369 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.940 Points$3,008 Points Fee
$4,403 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.641 Points$2,051 Points Fee
$3,046 Total Fees$995 Lender Fees
 30 Years Fixed
6.347% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.508 Points$1,626 Points Fee
$3,408 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.858 Points$2,746 Points Fee
$4,241 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.695 Points$2,224 Points Fee
$2,224 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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