Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.959% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.979 Points$3,133 Points Fee
$7,400 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.267% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.909 Points$2,909 Points Fee
$4,904 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.698 Points$2,234 Points Fee
$3,329 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,383 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.438% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.659 Points$2,109 Points Fee
$2,109 Total Fees$0 Lender Fees
 30 Years Fixed
6.461% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.610 Points$1,952 Points Fee
$3,002 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.775 Points$2,480 Points Fee
$3,668 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.761 Points$2,435 Points Fee
$3,830 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.490% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.422 Points$1,350 Points Fee
$8,150 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.923 Points$2,954 Points Fee
$3,949 Total Fees$995 Lender Fees
 30 Years Fixed
6.513% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.983 Points$3,146 Points Fee
$4,640 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.554% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.666 Points$2,131 Points Fee
$2,131 Total Fees$0 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.529 Points$1,693 Points Fee
$4,540 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.845% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.506 Points$1,619 Points Fee
$3,114 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.433% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.610 Points$1,952 Points Fee
$1,952 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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