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Home Refinance Loan Ratesin South Dakota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/29/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.258% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.661 Points$2,115 Points Fee
|
$8,915 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.315% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.358% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.740 Points$2,368 Points Fee
|
$3,663 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.616% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.848 Points$2,714 Points Fee
|
$4,209 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.203% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.841 Points$2,691 Points Fee
|
$2,691 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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