Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.084% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.907 Points$2,902 Points Fee
$2,902 Total Fees$0 Lender Fees
 5 Years ARM
6.992% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.821 Points$2,627 Points Fee
$4,009 Total Fees$1,382 Lender Fees
 5 Years ARM
We approve credit scores as low as 550 for VA and FHA refinancing
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
Homeowners best kept secret for cash
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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