Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.477% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.949 Points$3,037 Points Fee
$3,632 Total Fees$595 Lender Fees
 5 Years ARM
5.706% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.891 Points$2,851 Points Fee
$2,851 Total Fees$0 Lender Fees
 5 Years ARM
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5.326% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.851 Points$2,723 Points Fee
$2,723 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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