Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/20/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.192% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.769 Points$2,461 Points Fee
$6,960 Total Fees$4,499 Lender Fees
 5 Years ARM
6.751% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.974 Points$3,117 Points Fee
$4,167 Total Fees$1,050 Lender Fees
 5 Years ARM
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6.840% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.927 Points$2,966 Points Fee
$2,966 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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