Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.509% APR 5.375% Rate 45 day rate lock $1,792 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 10 Years ARM
6.326% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.802 Points$2,566 Points Fee
$2,566 Total Fees$0 Lender Fees
 10 Years ARM
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5.305% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.615 Points$1,968 Points Fee
$1,968 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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