Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.244% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.935 Points$2,992 Points Fee
$4,180 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.262% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.852 Points$2,726 Points Fee
$4,721 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.358% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.803 Points$2,570 Points Fee
$3,665 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.999 Points$3,197 Points Fee
$4,247 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$4,250 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.866 Points$2,771 Points Fee
$2,771 Total Fees$0 Lender Fees
 30 Years Fixed
6.461% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.899 Points$2,877 Points Fee
$2,877 Total Fees$0 Lender Fees
 30 Years Fixed
6.516% APR 6.374% Rate 30 day rate lock $1,997 Payment per month
0.644 Points$2,061 Points Fee
$4,908 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.872% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.784 Points$2,509 Points Fee
$4,004 Total Fees$1,495 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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