Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.244% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.943 Points$3,018 Points Fee
$4,206 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.247% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.682 Points$2,182 Points Fee
$4,177 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.587 Points$1,878 Points Fee
$3,114 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
6.484% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.705 Points$2,256 Points Fee
$3,651 Total Fees$1,395 Lender Fees
 30 Years Fixed
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6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.980 Points$3,136 Points Fee
$3,136 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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