Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.442% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.484% APR 5.375% Rate 15 day rate lock $1,792 Payment per month
0.587 Points$1,878 Points Fee
$3,873 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.698% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.808 Points$2,586 Points Fee
$2,586 Total Fees$0 Lender Fees
 30 Years Fixed
5.710% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
5.720% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.697 Points$2,230 Points Fee
$3,325 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.737% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.714 Points$2,285 Points Fee
$4,067 Total Fees$1,782 Lender Fees
 30 Years Fixed
5.947% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.471 Points$1,507 Points Fee
$2,502 Total Fees$995 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.857 Points$2,742 Points Fee
$4,237 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.677% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.567 Points$1,814 Points Fee
$1,814 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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