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Home Refinance Loan Ratesin Rhode Island
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/09/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.446% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.745 Points$2,384 Points Fee
|
$2,384 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
6.491% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.941 Points$3,011 Points Fee
|
$3,911 Total Fees$900 Lender Fees
|
7 Years ARM | |
|
6.610% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.834 Points$2,669 Points Fee
|
$3,905 Total Fees$1,236 Lender Fees
|
7 Years ARM | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.320% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.742 Points$2,374 Points Fee
|
$2,374 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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