Home Refinance Loan Ratesin Rhode Island

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.366% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.948 Points$3,034 Points Fee
$3,934 Total Fees$900 Lender Fees
 5 Years ARM
7.265% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.966 Points$3,091 Points Fee
$4,486 Total Fees$1,395 Lender Fees
 5 Years ARM
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
We approve credit scores as low as 550 for VA and FHA refinancing
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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