Home Refinance Loan Ratesin Rhode Island

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/17/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
2.815% APR 2.750% Rate 45 day rate lock $1,021 Payment per month
0.637 Points
$2,092 Lender Fees
30 Years Fixed
2.803% APR 2.750% Rate 45 day rate lock $1,021 Payment per month
0.690 Points
$1,725 Lender Fees
30 Years Fixed
3.049% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.750 Points
$1,875 Lender Fees
30 Years Fixed
3.043% APR 2.990% Rate 45 day rate lock $1,053 Payment per month
0.672 Points
$1,680 Lender Fees
30 Years Fixed
3.093% APR 3.000% Rate 45 day rate lock $1,055 Payment per month
0.858 Points
$2,995 Lender Fees
30 Years Fixed
3.368% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
1.000 Points
$3,750 Lender Fees
30 Years Fixed
2.910% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.457 Points
$1,142 Lender Fees
30 Years Fixed (866) 622-0639 (Toll Free Number)
2.211% APR 2.125% Rate 45 day rate lock $1,624 Payment per month
0.413 Points
$1,532 Lender Fees
15 Years Fixed
2.236% APR 2.125% Rate 30 day rate lock $1,624 Payment per month
0.793 Points
$1,982 Lender Fees
15 Years Fixed (866) 622-0639 (Toll Free Number)
2.642% APR 2.500% Rate 45 day rate lock $1,667 Payment per month
0.668 Points
$2,520 Lender Fees
15 Years Fixed
2.463% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.625 Points
$1,562 Lender Fees
15 Years Fixed
2.963% APR 2.750% Rate 45 day rate lock $1,697 Payment per month
1.000 Points
$3,750 Lender Fees
15 Years Fixed
2.352% APR 2.250% Rate 45 day rate lock $1,638 Payment per month
0.727 Points
$1,818 Lender Fees
15 Years Fixed
2.193% APR 2.125% Rate 45 day rate lock $1,624 Payment per month
0.484 Points
$1,210 Lender Fees
15 Years Fixed
2.440% APR 2.375% Rate 45 day rate lock $972 Payment per month
0.861 Points
$2,152 Lender Fees
5 Years ARM
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3.249% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.959 Points
$3,944 Lender Fees
30 Years Fixed
2.321% APR 2.125% Rate 30 day rate lock $1,624 Payment per month
0.896 Points
$3,510 Lender Fees
15 Years Fixed
2.598% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.968 Points
$3,966 Lender Fees
15 Years Fixed
2.442% APR 2.375% Rate 30 day rate lock $972 Payment per month
0.270 Points
$2,221 Lender Fees
5 Years ARM
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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