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Home Refinance Loan Ratesin Rhode Island
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/25/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.974% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.725 Points$2,320 Points Fee
|
$3,220 Total Fees$900 Lender Fees
|
30 Years Fixed | |
|
7.051% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.980 Points$3,136 Points Fee
|
$9,936 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.181% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.245% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.736 Points$2,355 Points Fee
|
$3,849 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
7.060% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.603 Points$1,930 Points Fee
|
$1,930 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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