Home Refinance Loan Ratesin Rhode Island

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.875% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.737 Points$2,358 Points Fee
$4,353 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.070% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.856 Points$2,739 Points Fee
$2,739 Total Fees$0 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.638% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.976 Points$3,123 Points Fee
$4,618 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.084% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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