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Home Refinance Loan Ratesin Rhode Island
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/14/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.471% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.725 Points$2,320 Points Fee
|
$3,220 Total Fees$900 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.989 Points$3,165 Points Fee
|
$3,165 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.608% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.798 Points$2,554 Points Fee
|
$3,949 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.705% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.611 Points$1,955 Points Fee
|
$2,655 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.750% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.719 Points$2,301 Points Fee
|
$4,188 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.751% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.841 Points$2,691 Points Fee
|
$4,185 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.806% APR | 6.625% Rate 45 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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