Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.609% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.829 Points$2,653 Points Fee
$8,185 Total Fees$5,532 Lender Fees
 7 Years ARM
Low rates, quick quote & approval
Discover multiple refinance options
Refinance to lower your rate
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.998 Points$3,194 Points Fee
$3,194 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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