Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.373% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.758 Points$2,426 Points Fee
$4,421 Total Fees$1,995 Lender Fees
 7 Years ARM
5.624% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 7 Years ARM
5.763% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.889 Points$2,845 Points Fee
$4,935 Total Fees$2,090 Lender Fees
 7 Years ARM
5.899% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 7 Years ARM
5.984% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$3,795 Total Fees$995 Lender Fees
 7 Years ARM
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5.820% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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