Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.718% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.717 Points$2,294 Points Fee
$3,304 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.820 Points$2,624 Points Fee
$4,019 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.955% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.816 Points$2,611 Points Fee
$2,611 Total Fees$0 Lender Fees
 30 Years Fixed
6.968% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.727 Points$2,326 Points Fee
$3,026 Total Fees$700 Lender Fees
 30 Years Fixed
7.146% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.932 Points$2,982 Points Fee
$4,732 Total Fees$1,750 Lender Fees
 30 Years Fixed
7.173% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.317% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.656 Points$2,099 Points Fee
$2,297 Total Fees$198 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+)
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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