Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.936% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$6,499 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.087% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.853 Points$2,730 Points Fee
$3,325 Total Fees$595 Lender Fees
 30 Years Fixed
6.087% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$3,123 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.096% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,681 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.761 Points$2,435 Points Fee
$3,485 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.225% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.658 Points$2,106 Points Fee
$3,401 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.698 Points$2,234 Points Fee
$3,862 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.896 Points$2,867 Points Fee
$3,962 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.253% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$8,720 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.256% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.959 Points$3,069 Points Fee
$4,464 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.629 Points$2,013 Points Fee
$3,033 Total Fees$1,020 Lender Fees
 30 Years Fixed
6.361% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.772 Points$2,470 Points Fee
$3,765 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.366% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.913 Points$2,922 Points Fee
$4,158 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.883 Points$2,826 Points Fee
$4,320 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.391% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.433% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.606 Points$1,939 Points Fee
$1,939 Total Fees$0 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.844 Points$2,701 Points Fee
$4,233 Total Fees$1,532 Lender Fees
 30 Years Fixed
6.638% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.977 Points$3,126 Points Fee
$4,621 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.303% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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