Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/20/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.115% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.864 Points$2,765 Points Fee
$4,053 Total Fees$1,288 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.562 Points$1,798 Points Fee
$3,193 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.236% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.599 Points$1,917 Points Fee
$3,907 Total Fees$1,990 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,890 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.277% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.862 Points$2,758 Points Fee
$9,558 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.941 Points$3,011 Points Fee
$3,400 Total Fees$389 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.799 Points$2,557 Points Fee
$3,852 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.929 Points$2,973 Points Fee
$3,968 Total Fees$995 Lender Fees
 30 Years Fixed
6.405% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,377 Total Fees$2,177 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.833 Points$2,666 Points Fee
$2,666 Total Fees$0 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.852 Points$2,726 Points Fee
$2,726 Total Fees$0 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.735 Points$2,352 Points Fee
$4,134 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.584% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.985 Points$3,152 Points Fee
$3,152 Total Fees$0 Lender Fees
 30 Years Fixed
6.601% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.587 Points$1,878 Points Fee
$3,373 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.286% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.378 Points$1,210 Points Fee
$1,210 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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