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Home Refinance Loan Ratesin Oregon
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/05/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.993% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,099 Total Fees$2,099 Lender Fees
|
30 Years Fixed | |
|
6.110% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.850 Points$2,720 Points Fee
|
$3,923 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.119% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$8,481 Total Fees$5,281 Lender Fees
|
30 Years Fixed | |
|
6.217% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.546 Points$1,747 Points Fee
|
$3,142 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.236% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.888 Points$2,842 Points Fee
|
$3,892 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.245% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.937 Points$2,998 Points Fee
|
$4,093 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.285% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.952 Points$3,046 Points Fee
|
$9,846 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.340% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.956 Points$3,059 Points Fee
|
$3,448 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.383% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.999 Points$3,197 Points Fee
|
$4,492 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.393% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.669 Points$2,141 Points Fee
|
$4,988 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.456% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.851 Points$2,723 Points Fee
|
$2,723 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.607 Points$1,942 Points Fee
|
$3,436 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.606% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,879 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.296% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.484 Points$1,549 Points Fee
|
$1,549 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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