Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.087% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$3,123 Total Fees$1,203 Lender Fees
30 Years Fixed
6.205% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.667 Points$2,134 Points Fee
$2,729 Total Fees$595 Lender Fees
30 Years Fixed
6.250% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.987 Points$3,158 Points Fee
$4,253 Total Fees$1,095 Lender Fees
30 Years Fixed
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.904 Points$2,893 Points Fee
$4,521 Total Fees$1,628 Lender Fees
30 Years Fixed
6.269% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.782 Points$2,502 Points Fee
$9,302 Total Fees$6,800 Lender Fees
30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.919 Points$2,941 Points Fee
$4,336 Total Fees$1,395 Lender Fees
30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.825 Points$2,640 Points Fee
$2,640 Total Fees$0 Lender Fees
30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.553 Points$1,770 Points Fee
$3,065 Total Fees$1,295 Lender Fees
30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.602 Points$1,926 Points Fee
$3,420 Total Fees$1,494 Lender Fees
30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.894 Points$2,861 Points Fee
$4,393 Total Fees$1,532 Lender Fees
30 Years Fixed
6.580% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.939 Points$3,005 Points Fee
$3,005 Total Fees$0 Lender Fees
30 Years Fixed
6.744% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.763 Points$2,442 Points Fee
$3,937 Total Fees$1,495 Lender Fees
30 Years Fixed
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6.310% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.635 Points$2,032 Points Fee
$2,032 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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