Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.936% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$6,499 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.227% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.789 Points$2,525 Points Fee
$3,575 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.861 Points$2,755 Points Fee
$4,150 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.957 Points$3,062 Points Fee
$4,157 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.263% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.710 Points$2,272 Points Fee
$9,072 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.411% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.854 Points$2,733 Points Fee
$5,580 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.834 Points$2,669 Points Fee
$2,669 Total Fees$0 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.893 Points$2,858 Points Fee
$4,390 Total Fees$1,532 Lender Fees
 30 Years Fixed
6.730% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.618 Points$1,978 Points Fee
$3,473 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.310% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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