Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.797% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.375 Points$1,200 Points Fee
$5,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.959% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.523 Points$1,674 Points Fee
$2,877 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.963% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.563 Points$1,802 Points Fee
$7,334 Total Fees$5,532 Lender Fees
 30 Years Fixed
6.974% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.716 Points$2,291 Points Fee
$3,341 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.035% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.812 Points$2,598 Points Fee
$9,398 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.070% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
7.078% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.477 Points$1,526 Points Fee
$2,762 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.082% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.526 Points$1,683 Points Fee
$2,978 Total Fees$1,295 Lender Fees
 30 Years Fixed
7.100% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.674 Points$2,157 Points Fee
$3,552 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.113% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.766 Points$2,451 Points Fee
$4,080 Total Fees$1,629 Lender Fees
 30 Years Fixed
7.119% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.651 Points$2,083 Points Fee
$3,983 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.143% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.982 Points$3,142 Points Fee
$4,636 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
Low rates, quick quote & approval
Discover multiple refinance options
Refinance to lower your rate
Proud to help you find the home loan of your future
7.060% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.706 Points$2,259 Points Fee
$2,259 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in