Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.777% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,213 Total Fees$2,013 Lender Fees
 30 Years Fixed
6.836% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.630 Points$2,016 Points Fee
$2,811 Total Fees$795 Lender Fees
 30 Years Fixed
6.869% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.974 Points$3,117 Points Fee
$8,282 Total Fees$5,165 Lender Fees
 30 Years Fixed
6.935% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$6,195 Total Fees$4,595 Lender Fees
 30 Years Fixed
6.962% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.548 Points$1,754 Points Fee
$7,286 Total Fees$5,532 Lender Fees
 30 Years Fixed
6.986% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.790 Points$2,528 Points Fee
$3,623 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.991% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.706 Points$2,259 Points Fee
$3,888 Total Fees$1,629 Lender Fees
 30 Years Fixed
7.032% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.779 Points$2,493 Points Fee
$9,293 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.076% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
7.206% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
7.247% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.673 Points$2,154 Points Fee
$4,054 Total Fees$1,900 Lender Fees
 30 Years Fixed
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7.056% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.668 Points$2,138 Points Fee
$2,138 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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