Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.693% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.748% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,325 Total Fees$1,125 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.645 Points$2,064 Points Fee
$3,359 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.781 Points$2,499 Points Fee
$3,199 Total Fees$700 Lender Fees
 30 Years Fixed
6.375% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
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5.925% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.543 Points$1,738 Points Fee
$1,738 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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